Apply for the Discover IT card! I've been using it for more than 2 years now and really enjoy it!

Pros:
5% cashback in rotating categories such as Amazon, Target, Grocery stores, Gas stations, Restaurants, etc!
Great customer service - I had disputes, reported a lost credit card, everything was handled brilliantly!
Cashback Match - after 1st year Discover will match all your earned cashback! It can easily be be $300 or more extra!
High credit score is not required - I got mine after using SFCU card for around 4 months only!
Extra $50 for using my referral!

Cons:
none
Ok, maybe one: not all accept Discover, but typically around 95% merchandise do accept it

Use this link to apply:
https://refer.discover.com/s/gokoa
Or shoot me an e-mail